Attorney David L. Zerbe
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In Indiana Law

October 2019 Archives

Why your college student needs some 'estate planning' documents

Your daughter has started college. She spends her first winter break at her roommate's family's home in Vermont and suffers a concussion on the ski slopes. As you try to talk to the doctor treating her, you learn that since she's 18, you have no right to any medical information about her without her consent, which she can't give since she's heavily sedated.

Accusations of tax fraud could land you in hot water

When a person fails to report all of his or her income or intentionally fails to pay taxes, it could land him or her in hot water. The Internal Revenue Service takes instances of tax evasion and fraud seriously, and if convicted, you could be facing penalties that may impact the rest of your life. You would be wise to take an investigation for, or formal charges of, tax fraud seriously.

Choose your durable financial power of attorney agent carefully

When you create a durable financial power of attorney, you create a document that grants someone, called an agent or an attorney-in-fact, the power to manage your financial affairs. Unless you limit the legal power you grant this person, he or she will be able to access your bank accounts, pay your bills, manage your property, sell your property, invest your money, hire someone to care for you, as well as other actions.

Reverse mortgages can leave heirs with unanticipated problems

Senior citizens seem to be inundated these days with ads for reverse mortgages. Many TV ads feature actors trusted by older people. While reverse mortgages can provide seniors with needed income, they also have disadvantages. Even if you avoid the reverse mortgage scams and sign on with a legitimate lender, you or your heirs could end up with debt you never intended.

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Attorney David L. Zerbe

The Zerbe Firm
15 West Center Street
Lawrenceburg, IN 47025

Phone: 812-270-9999
Phone: 812-537-0001
Fax: 812-537-5889
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